Client Resources

Client Questionnaire
Disclosure Brochure
Cashflow Fingerprint Overview
Client Relationship Summary
Asset Inventory Sheet
Client Portal Tutorial
Budget Worksheet
Final Wishes Guide
Schwab Client Protection
Saltmarsh SAFE

Our Partners

Charles Schwab

We have chosen Charles Schwab & Co. to act as the custodian of our client’s assets. Charles Schwab has a long history of working with independent financial advisors and safeguarding their client’s assets. They have also made significant investments in technology which enables us to provide seamless service to our clients. In addition to receiving performance reporting from Saltmarsh Financial Advisors, Charles Schwab provides a separate statement of activity directly to you. We believe that separate and discrete asset management from custodial responsibilities is a prudent safeguard to ensure peace of mind for our clients.

Dimensional Fund Advisors

Dimensional Fund Advisors (DFA) is a privately held institutional investment firm that has over $586 billion of assets under management. DFA seeks to add value by building portfolios that target higher expected returns in a cost-effective manner. Their investment philosophy is guided by the belief that capital markets are efficient, and these beliefs are backed by decades of Nobel Prize winning academic research. Learn more about our investment philosophy.

Saltmarsh Accountants & Advisors

Saltmarsh is one of the largest full-service advisory firms in the Southeast, serving clients throughout the U.S. and worldwide from offices across Florida and in Nashville, Tennessee. Saltmarsh offers a full range of professional services, including a variety of specialized consulting services for many industries and high net worth individuals. The firm is an independent member of the BDO Alliance USA, which provides access to national resources to better serve clients. Learn more about Saltmarsh, Cleaveland & Gund.

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Saltmarsh Financial Advisors, LLC
900 N. 12th Avenue Pensacola FL 32501 Local Phone: (850) 435-8300 Email: info@saltmarshfa.com
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Saltmarsh is the brand name under which Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund provide professional services. Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable law, regulations and professional standards. Saltmarsh CPAs, Inc. is a licensed independent CPA firm that provides attest services to its clients. Saltmarsh, Cleaveland & Gund and its subsidiary entities, which are not licensed CPA firms, provide tax, advisory, and other non-attest services to its clients. The entities falling under the Saltmarsh brand are independently owned and are not liable for the services provided by any other entity providing the services under the Saltmarsh brand. Our use of the terms "our firm" and "we" and "us" and terms of similar import, denote the alternative practice structure conducted by Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund.